If your apartment, condo, or office building requires a Certificate of Insurance (COI), Royal Moving & Storage has you covered. As a licensed and insured Los Angeles moving company, we provide fast and accurate COIs for high-rise, luxury, and commercial buildings. Our team handles the entire COI process directly with your property management to ensure your move is approved and ready to go.
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Los Angeles has one of the highest concentrations of managed apartment buildings and commercial properties that require a Certificate of Insurance before allowing a moving company access. If your mover cannot provide one, the move does not proceed. We provide COIs as a standard part of our service.
Managed apartment towers along Wilshire, in Century City, Koreatown, Westwood, DTLA, and the beach cities. Commercial office buildings citywide. Co-working spaces. Storage facilities. HOA-governed communities. The majority of professionally managed properties in Los Angeles require a moving company to provide a Certificate of Insurance specifying coverage types, minimum limits, and the building owner or management company as an additional insured.
Royal Moving & Storage is fully licensed and insured under USDOT #3617767, and we provide Certificates of Insurance as a standard part of every booking. When your building sends you their COI requirements, forward them to us. We review the requirements against our coverage, request the certificate from our insurer, and deliver it to the building management directly or through you. Same-day turnaround is available for moves scheduled with short notice.
Get a Free Quote →Six elements that appear on most Los Angeles building COI requirements. Every building's requirements are slightly different, which is why forwarding their specific form or requirements to us is the most reliable approach.
Most LA buildings require general liability coverage of at least $1 million per occurrence and $2 million aggregate. Luxury and commercial buildings may require $2 million per occurrence. The COI must state the coverage amounts clearly and match or exceed the building's minimums. Our coverage meets the requirements of the large majority of LA residential and commercial buildings.
Commercial auto liability covers the moving vehicles, not just the crew activity inside the building. Buildings and property management companies require this to ensure that if a moving truck causes damage in the parking structure, loading zone, or on the property, the coverage is in place. Our commercial auto policy is included on every COI we provide.
Workers' compensation insurance covers moving crew members in case of injury on the property. Buildings require this to ensure they are not liable for injuries to your mover's employees that occur on their premises. California requires workers' compensation for any business with employees, and our policy is current and included on every COI we issue.
Nearly all LA buildings require the building owner, property management company, or homeowners association to be named as an additional insured on the policy. This means the building's management is covered under our general liability policy for claims arising from our work on their property. The building or management company's full legal name is specified on the COI exactly as they provide it.
The certificate holder is the organization to whom the COI is issued, typically the property management company or building management office. Their full legal name, address, and sometimes a contact name must appear on the certificate exactly as specified. Different management companies at different properties may require different certificate holder language, which is why forwarding the specific requirements matters.
In Los Angeles, COI requests routinely arrive the day before or even the morning of the move. A building management office sends a requirements form, the mover needs to get the COI to them before the crew can enter. We can turn around most COI requests the same day we receive the building's requirements. For moves already booked with us, this is handled immediately on request.
Getting a COI to your building is a straightforward process. The only thing we need from you is the building's specific requirements.
Book your move with Royal. Once booked, let us know your building requires a COI and forward us their specific requirements form or email. The earlier we receive it, the more easily we meet any specific turnaround the building requires.
We confirm that our current coverage meets the building's minimums for general liability, auto liability, and workers' compensation, and that we can provide the additional insured and certificate holder specifications the building requires. If there are any coverage questions, we address them before committing.
We request the certificate from our insurer, specifying the correct additional insured and certificate holder information. The completed COI is delivered to the building management directly or sent to you to forward, as the building prefers. Same-day turnaround available for urgent requests.
Building management has the COI on file. The crew is approved for access. The move proceeds on schedule without the last-minute paperwork scramble that happens when a mover cannot provide what the building requires.
The COI service comes with the move. Here are the most common types of moves that require a COI in Los Angeles.
The most common COI scenario in LA. Managed apartment buildings routinely require a COI before the moving crew can enter. We handle both the COI and the move.
Local moves across Los Angeles. When either the origin or destination requires a COI, or both do, we provide certificates for each building on the same booking.
Commercial office buildings require COIs from every contractor and service provider. Office moves in managed commercial buildings are a standard COI scenario, often with higher minimum coverage requirements.
For commercial relocations across managed or institutional properties where the building owner or property manager requires proof of insurance from all contractors on site.
Luxury buildings and HOA-governed communities delivering high-value residential moves often have the most specific COI requirements, including higher coverage limits and specific endorsements.
Many storage facilities in Los Angeles require a COI from the moving company delivering goods to their facility. We can provide the certificate for the storage facility alongside the one for your home or office building.
COI-ready moves across all of Los Angeles, from the Wilshire corridor and Century City high-rises to managed buildings in every neighborhood throughout the metro.
This problem shows up most often the day before a move, when the building finally responds with their requirements and the mover says they cannot provide one, or cannot provide it in time.
Book your move with Royal and forward us the building's COI requirements. We take it from there. Same-day turnaround available when you need it.
A Certificate of Insurance is a document issued by a company’s insurance carrier that proves the company carries current insurance coverage meeting specific requirements. Buildings require it from moving companies because movers work on their property and the building wants to confirm that if a mover damages an elevator, a hallway, another resident’s property, or injures someone on the premises, the mover’s insurance will cover it rather than the building’s. It is the building’s way of verifying your mover is insured before allowing them in.
